Sweetie thinks it's just a screen saver, but she'd say anything for Jake From State Farm. (POP!Best: Overthinking Commercials)

Sweetie loves this commercial:



I do not.

And here's why:

Why is the guy talking to "Jake From State Farm" at 3 a.m.?

In his pajamas?

In the dark?

I get that people may need sometimes to call their insurer in the middle of the night.

But there didn't seem to be any emergency reason to call Jake From State Farm at 3 a.m. in his pajamas, standing in the dark.

Also: no, I don't get that people need to call their insurer at 3 a.m. Why do they? Let's say you have a tree branch fall on a power line on your driveway in the middle of a snowstorm, as we once did... but that it happens at 3 a.m., instead of at 3 p.m., when ours happened. What's the insurance company going to do, at 3 a.m.? That they couldn't do at 9 a.m.?

And before you go thinking (a) I'm a perv for thinking Jake From State Farm is up to something creepy in that 3 a.m. phone call or (b) I'm stupid for not knowing a good reason for Jake From State Farm to be at work at 3 a.m., consider this:




Jake's computer isn't even on.